Calculator

Electric
or gas?

Run the numbers with your real figures. In two minutes, find out what an electric car would really cost you, every year and for as long as you keep it. Pick a model, slide your mileage, and watch the result move.

How you drive

On average, electric vehicle owners charge at home about 90% of the time. You plug in at night, the car is full in the morning, and public chargers are mostly for long trips.

Installing a home charger therefore changes the whole calculation. With the current programs, the charger itself can cost nothing and every kWh you charge can earn you a little money. See the details below.

Energy prices

Hydro-Québec's residential Rate D (since April 1, 2026) has two daily tiers: about 7.1¢/kWh for the first 40 kWh, then about 11.1¢/kWh beyond that. An electric car adds 8 to 12 kWh a day. In summer, charging often stays in the first tier; in winter, home heating pushes you into the second.

So we suggest 9¢ as a reasonable average. If you heat with electricity, use 11¢. With the Flex D option, overnight charging drops to about 4.9¢/kWh in winter, in exchange for a few very expensive peak hours. Check the exact rate on your Hydro-Québec bill.

Some smart chargers pay you back for every kWh charged at home. With the Grizzl-E Club, the charger reports your charging, the manufacturer sells the carbon credits and shares part of the proceeds with you: 3¢ to 5¢ per kWh depending on your tier, cashed out monthly by Interac transfer. On 3,600 kWh a year, that is roughly $110 to $180. Enter 0 if you do not have this type of charger. Details below.

The two vehicles
Gas
Electric

This amount only covers the electrician's work. The charger itself can be free: Québec's Écorecharge program refunds up to $600, which fully covers a basic Grizzl-E charger.

The electrician's cost varies a lot: distance between the panel and the parking spot, free space in the panel, walls to go through, indoor or outdoor parking. Count on $500 to $2,500. To know your price, ask for a free quote: a partner electrician calls you back.

Figures for popular models are typical 2026 values (rounded starting price, combined consumption). Adjust them to the dealer's offer.

Gas
Electric

Estimate only. The calculation does not account for resale, depreciation or financing. Your real figures may vary.

Frequently asked questions
01 Is the gas price shown today's price?

The page shows the average price of regular gas for the Montréal area, as published by CAA-Québec (Info Essence). The green dot means the price is current; a yellow dot means we are showing the last known value. You can replace it with the price at your usual station.

02 What does electricity really cost to charge at home?

On Hydro-Québec's residential Rate D, the first 40 kWh of the day cost about 7.1¢ and the following ones about 11.1¢. A car that uses 18 kWh per 100 km therefore costs $1.30 to $2.00 per 100 km, versus about $17 for a gas car at 8.5 L per 100 km. The Flex D option brings overnight charging down to about 4.9¢ in winter. Check the exact rate on your bill and enter it in the calculator.

03 A free charger that pays you to charge? The Grizzl-E Club explained

Two programs combine well in Québec in 2026:

  • The charger can be free. The Québec government's Écorecharge program refunds up to $600 for the purchase and installation of an eligible home charger. The basic Grizzl-E model, built in Ontario, sells for about $600: after the rebate, the charger costs nothing. The electrician's fees remain. The installation must be done by an RBQ-licensed electrical contractor, and the claim filed within 12 months of the invoice.
  • You get paid for every kWh you charge. By joining the Grizzl-E Club with an eligible smart charger, your home charging generates carbon credits that the manufacturer sells, and it passes part of the proceeds back to you: 3¢ to 5¢ per kWh depending on your tier, accumulated in an online wallet and cashed out monthly by Interac transfer. For 20,000 km a year, that is about $110 to $180, on top of the gas savings.

Amounts and conditions change; check quebec.ca (Écorecharge) and the Grizzl-E website before buying. The calculator's "Cash back per kWh" field lets you account for it.

04 How much does the electrician charge, and who do I call?

A Level 2 charger needs a dedicated 240-volt circuit, the same type as for a dryer. The installation price depends mostly on the distance between your electrical panel and where you park, the free space in the panel, the number of walls to go through and the location (garage, carport, outdoors). Count on $500 to $2,500, sometimes more if the panel must be replaced.

In Québec, only an RBQ-licensed electrical contractor can do this work, and the Écorecharge rebate requires it. We work with a partner electrician: fill in the short request with a photo of your panel and of the desired location, and he calls you back with questions or a quote.

05 What about winter? How much range does the battery lose?

In deep cold, expect a range loss of 20 to 40% depending on the model and how much you use the heater. The yearly average consumption partly accounts for it. To be safe, raise the kWh per 100 km in the calculator by 2 or 3 points.

06 Which rebates are still available in Québec?

The Québec government's Roulez vert program is being phased out: the amount for a new fully electric vehicle is reduced in 2026 and the program ends in early 2027. The federal rebate ended in 2025. The Écorecharge rebate for the charger (up to $600) is separate and adds to it. Since amounts change, check the Roulez vert website before buying and adjust the "Purchase rebates" field.

07 Why is maintenance cheaper on an electric vehicle?

No oil changes, no belts, no exhaust, no complex transmission, and brakes that wear less thanks to regenerative braking. What remains: tires, battery coolant, cabin filter and wiper blades. Tires do wear a little faster because of the vehicle's weight.

08 What is this annual fee for electric vehicles?

The Québec government has announced an annual contribution for electric vehicles starting in 2027, to make up for the gas tax they do not pay. The exact amount may change; the field can be edited.

09 Is insurance more expensive?

Often a little more, because the vehicle is worth more and some repairs, especially around the battery, cost more. Ask your insurer for a quote on both models you are comparing and enter the real amounts.

Want a real number? Our partner Melissa Colarossi, damage insurance broker with Beneva, knows electric vehicles and the body shop world well. She will quote both models for you, no pressure. Visit her website and get in touch.

10 Will the battery last?

Current batteries are warranted for 8 years or 160,000 km by most manufacturers, and capacity loss is generally around 1 to 2% per year. A full replacement outside warranty remains rare.

11 Does Débossatec repair the body of electric vehicles?

Yes. Electric vehicles require special precautions, in particular powering down the high-voltage battery before certain work and following the manufacturer's procedures. Talk to our team during your estimate.

A question about your vehicle?

Free estimate, about thirty minutes, at our Terrebonne shop. Electric or gas, we repair the body of both.